Actual cash value is calculated by subtracting the current age of your roof from the expected life of the roof e g.
Roof replacement questions.
When you contact your insurance company about a roof replacement claim they will generally send an inspector to determine the extent of the damage.
Do you carry general.
It s also just a good checklist to have.
How to spot the problem photo by vstock alamy.
The roof is arguably the most important component of your house.
20 5 which 15 times the replacement cost or purchase price of the roof 15 x 10 000 which 150 000 divided by the expected life of the roof 150 000 20 which 7 500.
Here are 11 sample final questions for your roofing contractor.
If your roof has protrusions such as walls skylights or chimneys ask the salesperson to either show you photos or sketch how those areas will be handled.
What licensing and insurance do you have.
Here is a look at some common insurance roof replacement questions.
After all it keeps water out of the building.
Question you should ask.
Yes why you want to hear it.
How they answer will tell you a lot about the company.
Yes in most states why you want to hear it.
Do you have workman s comp insurance.
What s your official company name and physical address.
How long have you been in business.
Their explanation will separate those who know what they re doing from the ones who will wish they knew what they re doing.
Answer you want to hear.
Are there clues to look for before telltale water stains appear on our plaster ceilings.
Answer you want to hear.
To ensure you make the right choice ask prospective roof replacement contractors the following questions.
Your detailed guide on the roof insurance claim process and your insurance roof replacement questions answered here jon michael.
Roof repair questions answered roofing fails.
How do you know when an asphalt shingle roof needs replacement.
Box serving as a physical address may be a red flag as it may indicate a lack of permanence or a fly by night operation.
Start with essential questions that help you learn more about them their past experience and their approach to roof replacement jobs.
What does the insurance company look for.
When talking to potential roofing companies there are some questions you will want to have answered before you sign on the dotted line.
And while nobody likes having to pay to replace a roof the critical and aesthetic function it serves should help ease the pain of spending 8 000 to 20 000 on the work.
Dealing with roof damage a roofing insurance claim and the general aftermath of a major storm hurricane or other natural disaster can be one of the most stressful times in your life.
Question you should ask.